Insurers shifted roof replacement costs onto homeowners thanks to a new federal rule — just in time for hail and hurricane season

AI Summary

A new federal rule in the United States has shifted roof replacement costs onto homeowners, forcing them to choose between filing insurance claims and facing premium hikes or paying out-of-pocket for repairs ahead of hail and hurricane season.

Those who find extensive damage to their roofs might be stuck between two options: File an insurance claim, which could trigger a premium increase, or cough up the cash for the necessary repairs or replacement.